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About Carol-Anne Schneider:
About Carol-Anne Schneider - Information about Carol-Anne Schneider of Brampton and Toronto West, My Professional Resume - See why you sould pick me/us as your professional Realtor. My Personal Guarantee - My personal guarantee toward your satisfaction! Testimonials - Read what Carol-Anne Schneider's clients are saying about the real estate marketing and services provided. Quick Response Guarantee - A quick response to your email request for more home buying & property selling information is guaranteed by Carol-Anne Schneider. Privacy Guarantee - This Brampton and Toronto West real estate web site will respect your privacy, guaranteed by Carol-Anne Schneider. No Obligation Guarantee - Carol-Anne Schneider's real estate help by email is free & without obligation for Brampton and Toronto West home owners in . For Real Estate Agents - Let Carol-Anne Schneider help you with your professional real estate broker and agent needs in the Brampton and Toronto West area. About NUMBER1EXPERTS - NUMBER1EXPERTS are top real estate professionals, find out more. Contact Information - How to contact Carol-Anne Schneider. Go to Main Sitemap - Main sitemap sections include Find Brampton and Toronto West Homes, For Home Buyers, For Home Sellers, Brampton and Toronto West Information, Real Estate Resources, and About Carol-Anne Schneider. 
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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What five basic components of a "smart home" can be controlled by technology?
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Lighting and window treatments, security and access control, data communication, environmental/energy management, and audio/video entertainment can all be operated by a "smart home". |
 See More Real Estate Trivia > |
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Carol-Anne Schneider
Realty Executives Plus Ltd., Brokerage
4310 SHERWOODTOWNE BLVD
Mississauga, ON L4Z 4C4
905-278-1900
Fax: 905-450-8796
CarolAnn@carolanneschneider.com
Carol-Anne has been a resident of the Brampton area since 1968. She prides herself on her knowledge and commitment to her community. Since joining the Award Winning Team of Realty Executives in 1994, Carol-Anne has excelled in her profession enjoying outstanding achievements, including consecutive yearly membership in the 100% Club and the prestigious Top 10% Executive Club with Realty Executives International since 1997. Most recently, Carol-Anne also received the Realty Executives International Chairman’s Award for 2002and again in 2009. 
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