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  • Why Sellers Choose Carol-Anne Schneider - Why home sellers in Brampton and Toronto West choose Carol-Anne Schneider.

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  • Property Valuation - How much is your Brampton and Toronto West home worth?

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Real Estate Tips
About Appraisals >Working With Appraisers

After the buyer and seller come to a "meeting of the minds" on the price of a house, there is one more person who must be convinced that the house is worth the selling price--the mortgage company's appraiser.

The appraiser looks for three similar houses that have sold in the same area within the last several months, and compares the selling prices of these homes with the one that is now on the market. The appraiser makes adjustments to account for the differences in each property, and averages the adjusted prices of the other three homes to arrive at a final opinion of value. In subdivisions or condominium projects where there are many similar properties and numerous recent sales, the appraiser's job is relatively easy. In neighborhoods of older homes that have been renovated or remodeled over the years, it can be like comparing apples and oranges.

If the appraiser's evaluation is lower than the selling price, it can stall the transaction because the lender may decline the buyer's loan because of the discrepancy. A real estate agent can work to minimize potential delays associated with the appraisal process by helping the seller to price the home as close to fair market value as possible.

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Real Estate Trivia
Q 
What information does nearly every state in America require the seller of a home to reveal to the buyer?

A 
Most states require disclosure of any existing problems or conditions that could affect the value of the house.
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Carol-Anne Schneider, REALTOR®, real estate agent and broker for Brampton and Toronto West, home listings, property and land for sale - NUMBER1EXPERT

Carol-Anne Schneider
Realty Executives Plus Ltd., Brokerage
4310 SHERWOODTOWNE BLVD
Mississauga, ON L4Z 4C4
905-278-1900
Fax: 905-450-8796
CarolAnn@carolanneschneider.com

Carol-Anne has been a resident of the Brampton area since 1968. She prides herself on her knowledge and commitment to her community. Since joining the Award Winning Team of Realty Executives in 1994, Carol-Anne has excelled in her profession enjoying outstanding achievements, including consecutive yearly membership in the 100% Club and the prestigious Top 10% Executive Club with Realty Executives International since 1997. Most recently, Carol-Anne also received the Realty Executives International Chairman’s Award for 2002and again in 2009.

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